If you choose to pay online, you may be directed to a third-party payment gateway to enable processing of the payment. This transaction will be governed by the terms and conditions and privacy policy of the third-party payment gateway. PN Writer Relocation Pvt Ltd shall not be liable. 1) If any transaction does not fructify or may not be completed or 2) For any failure on part of the bank or the credit card or the third-party site or agency to perform any of its obligations or 3) In respect of any loss or damage arising directly or indirectly arising out of the decline or acceptance of authorization for any transaction, for any reason whatsoever.