The following terms and conditions shall apply to you as a client with access to the online payment system is provided by DB HSE INTERNATIONAL, maintain the confidential information as set out herein, a company registered under India, West Bengal Municipal Act, 1993 & under Bangladesh, Dhaka-North City Corporation. Cancellation or refund policies are approved on a case-to-case basis at the discretion of the management. As per the guidelines provided at the initial stage, it is the agreement between the client and company which has no effect with online payment services.